Author: Vaibhavi Pingale
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What is Financial Literacy & why is it an essential skill?
In today’s increasingly digital and interconnected world, financial literacy is no longer a luxury—it’s a basic life skill. Whether you are a student, homemaker, salaried professional, business owner, farmer, or gig worker, understanding how money works can determine your financial security and quality of life. Despite rapid improvements in financial inclusion in India—such as bank…
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Indian States Finance Datasheet
This report provides a comprehensive analysis of the fiscal capacity of India’s 30 states and Union Territories (UTs) within the framework of the country’s quasi-federal structure. This system enables both the Central (Union) government and state governments to implement localized developmental activities, fostering economic growth tailored to regional needs. The report focuses on three key…
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Indian Labour-Force Estimation using PLFS Data
Estimating the labour force in India is crucial for understanding the dynamics of its economy and planning effective policies that promote sustainable development. With a diverse population exceeding 1.4 billion, India presents a complex labour landscape characterised by significant regional disparities, gender differences, and varying levels of economic development. The periodic labour force survey conducted…
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Overview of India’s Developmental Partnership of Loans & Grants from 2008-09 to 2024-25
This report outlines India’s initiatives as a developmental partner, focusing on the loans and assistance provided to its neighbouring countries, including Nepal, Bhutan, Sri Lanka, Bangladesh, Seychelles, and Mauritius, from 2008-09 to 2024-25. These initiatives reflect India’s commitment to cooperative development and regional integration, highlighting the strategic importance of fostering strong economic ties within South…
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International Trade Agreements as Statecraft: Evidence-Based Insights for Policymakers from Global Successes & Failures
In an increasingly interconnected world, global trade deals serve as the backbone of international economic activity. These agreements—whether bilateral, multilateral, or regional—define how goods, services, investments, and even labour move across borders. By lowering trade barriers and creating harmonised rules, trade deals facilitate economic growth, boost investor confidence, and solidify geopolitical alliances. However, while some…
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From Mines to Markets to Geopolitics: The Economic Importance of Critical Minerals
Mineral economics has emerged as a pivotal discipline in the age of clean energy transition, geopolitical uncertainty, and supply chain realignment. Mineral economics is no longer a back-office technical field—it is now central to national strategy, industrial competitiveness, and investment planning. As the world races toward a net-zero future and strategic autonomy, those who understand…
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Performance of Construction Sector in Last 3 Quarters in India as per GVA
The construction sector plays a pivotal role in economic growth, influencing employment, industrial output, and infrastructure development. This article focuses on explaining GVA trends of the construction sector that help to gauge investment effectiveness and policy impacts. What is GVA? Gross Value Added (GVA) is a crucial economic indicator that measures the value of goods…
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Power of Pension: Securing Women & their Family’s Financial Future
As we celebrate International Women’s Day, it is crucial to highlight a fundamental yet often overlooked aspect of women’s empowerment—financial security in retirement. A pension is not just a financial product; it is a tool for independence, dignity, and long-term stability. However, women worldwide face significant challenges in building adequate pension savings due to wage…
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Southern India’s Renewable Energy Landscape
Energy is more than just the electricity that powers our homes or the fuel that drives our vehicles—it is the foundation of modern economies and a key determinant of national progress. As the world moves towards a more sustainable future, the transition to cleaner energy sources is not just an environmental imperative but an economic…
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Western India’s track on Sustainable Energy Security
Sustainable development has become a global imperative, and India, as the world’s most populous country, plays a crucial role in this transition. Ensuring energy security while shifting towards renewable sources is a key challenge for Indian states. This article series evaluates the performance of different regions such as Northern, Central, Eastern, and North-Eastern zonal councils…